Credit Analyst Jobs | Main Region
Credit Analyst Jobs in New Zealand
What does a Credit Analyst do?
What skills does a Credit Analyst need to have?
Credit Analyst job responsibilities
- Analyse financial statements and data to determine the level of risk when giving credit
- Provide analysis and recommendations about the ability of an individual or organisation to meet and honour their financial obligations
- Review credit limits of existing customers
- Contact third parties when gathering credit information about customers
- Fill out and submit loan applications for approval
- Measure risk by using computer and statistical models
- Prepare reports on customers with loans that are outstanding
- Stay-on-top of any changes in legislation or regulations for giving out credit to customers or organisations
- Effectively communicate with internal and external parties
Skills and experience employers are looking for
- Great attention to detail and due diligence
- Ability to multitask and meet deadlines
- Strong communication skills
- Advanced mathematical and numeracy skills
- Excellent understanding of financial software
What type of employers hire a Credit Analyst?
Credit Analyst qualifications
- Bachelor Degree in Finance, Commerce or Accounting
- Completing the Chartered Financial Analyst (CFA) program will enhance job prospects
- Higher School Certificate
- Financial software knowledge
How much does a Credit Analyst earn?
How to become a Credit Analyst in New Zealand
- Bachelor’s Degree in finance, Commerce or Accounting.
- Certificate IV in Finance or equivalent.
- Industry experience is crucial with many employers requesting at least three year’s experience in a lending institution.
- Work on your core skills, especially attention to detail.
- Knowledge of financial software would be beneficial, especially statistical models.
- Proficiency in Microsoft Office with a high level of expertise in Excel spreadsheets.